New data from Lender Processing Services (LPS) shows that as of the end of January, there were 6,082,000 mortgages in the U.S. going unpaid. That tally includes loans that are 30 or more days delinquent and loans in foreclosure. The national delinquency rate as of January month-end was 7.97 percent. Delinquencies registered a decline, both for the month and the year. The industry’s foreclosure inventory, however, rose to 4.15 percent, as newly initiated foreclosures spiked. Article Feed